How do you keep finances organized? Check out Visa’s Know Your Numbers Instant Win Game!

1 Flares 1 Flares ×

It’s confession time again.  I used to be in debt.  A lot of debt.  Not as much as some, but certainly far more than I’d ever be able to handle getting out of with no assistance.  I lost sleep over it. I worried, and fretted, and worried some more.  A lot of it was largely in part due to immaturity and inexperience in dealing with finances, as well as…well, stupidity (hey, I’ll own it). But it was also in part due to me not having my finances organized. This became especially clear to me once I was a homeowner and could take advantage of things called deductions and expenses, but given my disorganization, I basically gave the government a lot of my money for free.  My own fault, and I won’t make that mistake again.

cash

Some of the things I have learned through the years that have helped me to stay on TOP of my finances and keeping them organized:

Keep Track of what you do.  If you go to Goodwill and make a donation, jot a note on the calendar.  That way, you can check the calendar with your receipts and you’ll know if something is missing from your file.  If you donate at church, but don’t attend weekly, mark those dates on the calendar as well.  That way, if you didn’t write a check for whatever reason, you have a note on the calendar to jar your memory.

Keep Files.  If something is going to impact your taxes, make a file for it and be diligent about adding the papers as soon as possible.  You’ll be so happy to have everything all together when it’s time to prepare those taxes!

 Ask Questions: Ask your accountant or whomever helps you prepare your taxes if is anything else you can be doing to stay on top of things and be organized- and proactive.

Have a designated spot: Don’t just have a file for taxes. Have a box or specific area of your file cabinet FOR your tax folders.  Label them clearly.  As you get receipts and papers, put them into their folders.  Doing this all year as they come in means a lot less hunting and scrambling come tax time.

 Another way you can be organized is by having your tax return load directly onto a Visa Prepaid card.  While this may not be something to do before you prepare your taxes, it will ensure that the return money is available for your use very quickly and there is no risk on your part thanks to Visa’s “zero liability” policy– so even if you lose that card (likely for me) or it is stolen, you can be assured your funds are safe.  BUT part of being organized is knowing that account number and the routing number for your Visa Prepaid card so that you can give it to the tax preparer when you do file your taxes!

To help people get ready for tax season, Visa has created the Know Your Numbers instant win game, where you can play for a chance to win a tablet PC or $15.00 Visa Gift card while learning about the importance of knowing one’s accounting and routing numbers. You can enter daily (I haven’t won yet but I’m going to keep trying!) Each time you  play you have the opportunity to share the contest on Twitter and Facebook – which gives you an entry to win the grand prize of a $2,000 Visa Gift card.

visa know your numbers game

 

I am blogging on behalf of Visa Prepaid and received compensation for my time from Visa for sharing my views in this post, but the views expressed here are solely mine, not Visa’s. Discover more at http://www.VisaPrepaid.com or join the Visa Prepaid community at http://www.facebook.com/VisaPrepaid.

Google+ Comments

About the author: I’m a 30-something mom to three, brand ambassador. content creator, social media maven, blogger extraordinaire, earth lover, butcher, baker, candlestick maker (or something along those lines) – love word games, crafting, cake decorating or shooting pictures.

74 comments… add one

  • Great tips, such wonderful ideas.

    Reply
  • i am not very good at this, however, i do keep all of my financial records together, i keep my financial records in notebooks, keep my tax receipts in sep envelopes, keep my other receipts in a diff. envelope til the end of the yr, i have boxes of all of my rax records by folders in boxes. i am over loaded b/c i am not very good abt throwing things away, never know when you are going to need something. i had to take care of my mother’ things and i still have all of her records. i also keep my check records in another box. along w/ canceled checks that i might need.

    Reply
  • At the beginning of every year I try to get my information organized – sometimes a method works and sometimes it doesn’t so I’ll try a different method.

    Reply
  • great review, i guess i can say im pretty organized, i have filing cabinets for everything

    Reply
  • i really should organize my tax files more.

    Reply
  • thanks for the review. it looks like fun to play and maybe win while learning stuff. :)

    Reply
  • I used to be in debt and it was in large part to not being organized. I really like your tips for keeping finances organized, especially keeping track of what you do and keeping a designated spot for your finances. Thank you for the great post!

    Reply
  • Great suggestions for organizing the most dreaded chore ever ~ bills! With the New Year right around the corner, I will certainly try some of your suggestions. Thanks!

    Reply
  • I keep all my bills in an organizer and i have a planner calender with everything wrote on it. Also keep important papers in filing cabinets

    Reply
  • Thank you for these great tips!

    Reply
  • this is a great post about finances,i really needed this as im not good with keeping track.im hoping this wil help.thanks for posting.

    Reply
  • I’m not so good about organization. I have things stuck here and there.. but we always come out in the end!

    Reply
  • My husband and I are still trying to get the finances in order, we just married last year and it is tough organizing when there are different debts you both bring to the table. These are some great tips, thanks!

    Diana C

    Reply
  • i start out organizeed, but by november things fall apart!

    Reply
  • Great tips. I’m glad to say I’m very organized with our finances, sometimes it sucks because I have to be VERY realistic but in the end it helps us not get in over our heads.

    Reply
  • Thanks for all the great tips! :-)

    Reply
  • I am so trying to do several of the things you wrote about. When my daughter died, I let so much fall by the wayside. It took a lot of time, but it feels like it’s time to get back on track and have that burden lifted.

    Reply
  • Using a spreadsheet helps keep track of where you spend you money.

    Reply
  • I wish I were better organized when it comes to finances!!!

    Reply
  • I need all the financial help that I can get. I am so happy that I stumbled on this post.

    Reply
  • I am extremely unorganized and can use any tips I can get. I always am “trying” just not sure how to quite keep it up, thank the lord for my husband!

    Reply
  • Thanks for the post. I try to be organized but it never seems to go in my favorite. I love the calendar tip, never thought of it in regards to donations.

    Reply

Leave a Comment