True Blood, Sad Things and Life Insurance.

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This post about life insurance is brought to you by our friends at Genworth. Opinions are my own. I  What do True Blood, sad things and life insurance have to do with one another?  Well, they all sparked this particular post, for one.  Plus, on  the latest episode of True Blood…Terry Bellefleur took out a life insurance policy just days before his untimely death.   Yes, I’ve managed to weave a television show about vampires into a really serious and heavy topic that none of us wants to think about. But hear me out.  Terry wanted to be sure that his wife and children were taken care of financially.  Sure, he’s fictitious and he hangs around with fairies and vampires, but he wanted to do what we all want- to make sure that we’re not adding any extra burdens and stress onto those we’re leaving behind.

terry-bellefleur-life-insurance-trueblood

Photo Credit: HBO.com

My wonderful husband has had life insurance for many years. I’ve had some myself for a while. But we took a long hard look at things and realized that we were paying an awful lot for not very much coverage.  I mean, I’m home full time with the kids.  If the unthinkable happened, and we know that it could, there’s enough in place that the kids and I would be ok for a while.  That said, if that unthinkable were to happen to me, my husband would still have to go to work.  But we’d have no childcare. I AM the childcare.  That, and my income would be gone.  Poof.  That’s not a great scenario, right?  We don’t have enough life insurance to cover ourselves if the worst thing were to happen. Not a great feeling.  (Please note, this is already in motion to be corrected).

And…I hate to even type these words, but you probably know by now that I will say the hard to say and bring up the awkward on here…if the unimaginably unthinkable were to happen (yes, that’s a phrase, and maybe I did make it up) and something were to happen to one of our little ones, we’re going to now have coverage so that expenses relating to that omg-its-hard-to-breathe-even-thinking-about-it-situation were to happen wouldn’t put us under huge financial stress. I mean, if something happened to one of our children, I’m confident that would be ENOUGH stress and adding financial stressors would only make it worse.

the kids who made me mama

See, that’s the thing. We’ve never thought things all the way through before.  But the fact is, and maybe it’s sad if you don’t believe in God or maybe it’s happy if you DO believe in God, but we all die. Hopefully not until we’ve had a long, fulfilling life with some happiness in it.  But recent events in our very own country prove that bad things happen.  I have friends who have lost a spouse.  I have friends who have lost their child.  I’ve watched people close to my heart and family live through those horrors and it kind of opened our eyes, like it has so many others.

Do you want something to happen that you’d need life insurance? NO.  Never.  No one does.  But it can happen to us. To you. To me. We need to educate ourselves and protect ourselves.  Even we stay home parents need to take a long hard look at why (men and) women are not buying enough life insurance. (That’s a pretty informative article, by the way).

I’m going to close with this: If the Martin family is taking a look at True Blood, sad things AND life insurance, maybe it’s worth you taking a second look too. At least at the life insurance part.  Take a second look, get the sad stuff overwith, and enjoy something fun with your loved ones.
Do you have life insurance? AND do you watch True Blood?

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About the author: I’m a 30-something mom to three, brand ambassador. content creator, social media maven, blogger extraordinaire, earth lover, butcher, baker, candlestick maker (or something along those lines) – love word games, crafting, cake decorating or shooting pictures.

73 comments… add one

  • We don’t have life insurance but plan on in the near future

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  • Life insurance is very important. My husband is in heart failure and although we hate to think about it he insists that I have the insurance to fall back on and keep me afloat for a while and cover the expense of his passing. Not something we want to face, but something we have to face.

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  • No insurance and I don’t watch TV. I cannot afford anything extra.

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  • I don’t have life insurance but I love True blood!

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  • We have insurance through my husbands job. I’m a SAHM so if my husband would pass suddenly I would be without an income until I found a job, so for us life insurance is very important.

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  • Life Insurance is great if one can afford it. Some bigger employers include it as a benefit. It gives one peace of mind knowing their family will be taken care of if the inevitable happens

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  • While I know it is important to have life insurance(I wish we could afford) but there isn’t enough money for that luxury.

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  • Love the way you worded this post , I’m lucky I don’t have kids to worry over

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  • It is important too be prepare so your love ones are prepared no have the burden of the finances . Thanks for this review of it.

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  • It is very important!Mt dad passed away suddenly and left my family behind ..no insurance..no will nothing

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  • I have to agree with everyone else here, one never knows when something unexpected can happen so it is better to be prepared ahead of time

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  • Life insurance is very important

    sibabe64 at ptd dot net

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  • I agree Life Insurance is very important! Check your workplace to see if they offer a great deal! On another note I love True Blood :)

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  • This is definitely a post that makes me ponder about the things I don’t want to think about.

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  • Nice post, everyone needs life insurance, tough for some to discuss, but it’s part of life. :)

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  • We just bought life insurance b/c we just bought a house. If either of us died, we wanted to make sure the other was taken care of financially. And could be debt-free.

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  • We just bought life insurance b/c we just bought a house. If either of us died, we wanted to make sure the other was taken care of financially.

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  • We have life insurance but nothing for our kids in the way of life insurance. Just seems so sad to plan for.

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  • Sadly, I do not have any life insurance and I know that I really need to get coverage so that way in an event that something should happen they will be protected. I have been thinking about this for awhile and maybe this post was here to help me see how very important this is. Thank you for sharing this.

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  • Thanks for posting this. Life insurance is so important to have.

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  • I have 2 children grown but who both have medical issues so we have to have this insurance if something were to happen to us. Don’t forget to have a trust in place to so that the money is put where it should be or if someone is on assistance that they are not kicked off because of receiving any funds from your life insurance.

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  • It is so important, even when we are young and with families is to make sure that we have life insurance in case of an accident or from dying from an illness. To make sure that the rest of the family does not have to worry with not having enough money to go on. It is so important to have life insurance!!

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