Figuring out the whole health care issue can be a huge headache. By the time you cut through all the big words and long definitions, you are not sure where you stand, what you need, how much you will spend and a million other questions you probably have. This is part of the reason a lot of people put off finding proper health insurance because they are intimated by it all. The truth is, it does not need to be scary, and we just need to have it explained in simple terms. This post explaining the ins and outs of open enrollment is a sponsored post. Opinions are my own.
As a matter of fact, the Affordable Care Act (ACA), can help more people get access to affordable health insurance. Also, the Act will guarantee coverage for pre-existing health conditions, which is a concern for many Americans and financial assistance is offered for those who qualify. Many people were not aware they could save up to $250 a month or more on their health insurance. With tools and assistance for you, it is easier to learn about your health care options and the ACA can help you find a health plan for you and your family during the open enrollment period. With the many resources offered by UnitedHealthcare, you can find out about the shopping process, learn about deductibles, co-pays, premiums and maximum out-of-pocket costs. There are also things like nurse lines, apps and even heath club discounts. There are videos to help you make smart decisions about your coverage.
The more you know about the Affordable Care Act, the better prepared can be when it comes to making smart decisions about your coverage. You can find out about the changes in health care, like the Medicaid limits being raised in some states, which helps more people become eligible as well as offering subsidies to eligible income levels above Medicaid who are still struggling financially. You can see what open enrollment is all about and how it impacts you and your family, which is open through February 15th. You will be surprised to find that buying insurance is easier than you think. As a matter of fact, insurance companies want you to be healthy and health insurance can be less costly if you are healthier, which is why preventative care is so important.
Remember, knowledge is power and there is a plethora of that knowledge located on the UnitedHealthcare website.